WHY PURCHASE TRAVEL PROTECTION?

A quote for insurance is given online automatically on the payment page when making a reservation online. This is prior to entering any payment information.

For an insurance quote after booking, please call us at 800-231-7447.

Travel protection provides you with the necessary coverage to safeguard your travel “investment” from unforeseen circumstances such as:

-	illness or injury to you or a traveling companion or immediate family member causing you to cancel or interrupt your vacation
-	jury duty
-	job layoff or job termination - Must be employed at least 1 year
-	terrorist events
-	bankruptcy or default of your airline, cruise line or tour operator

Canceling a trip may cause you to lose all or part of your payment depending upon the cancellation penalties of your travel supplier(s).

Many travelers have little or not health protection while away from home. Does your health insurance cover you while you are traveling? How about air ambulance fees?

BENEFIT HIGHLIGHTS

Trip Cancellation / Interruption Up to 20,000 Per Person
Travel Delay $500
Emergency Medical / Dental $10,000
Lost / Stolen Baggage $1,000
Baggage Delay $100
Emergency Medical Evacuation / Reparation $20,000
Common Carrier A D & D $100,000
24-Hour Hotline Included

Wise travelers recognize the need to protect their trip investment.

We, as your travel agent, highly recommend the purchase of travel protection. Travel protection is designed to protect you from a host of events both before and during travel. That is why we proudly suggest you say “I Travel Insured.”

PRE-EXISTING CONDITIONS

The policy will not pay for losses or expenses incurred as a result of an injury or illness to the Insured Person which manifests itself during the sixty (60) days immediately preceding and including the Policy’s Effective Date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled throughout the sixty (60) day period.

PRE-EXISTING CONDITION WAIVER

You can waive the Pre-Existing Conditions Exclusion by purchasing this coverage within 14 days of the date of your initial trip deposit provided you are under age 70. If you are age 70 or above, your pre-ex condition might still be covered. Review the questions below. If you answered no, then your condition is coverable.

Were you treated for a new illness in the last 60 days?
Has your condition worsened or required medical attention in the past 60 days?
Have you received any new medications in the past 60 days; or have any of your current dosages been changed?

EXAMPLE: I have diabetes and take medication on a daily bases. Will I be covered?
Yes, as long as you have not had a change in the required medication or dosage and your diabetes was under control (medically stable) during the 60 days before the coverage was purchased.

COVERAGE AT A GLANCE

Trip Cancellation & Interruption

Coverage pays pre-paid, non-refundable payments if your trip is cancelled or interrupted for the following covered reasons:

-	Sickness , injury or death of you or a family member or your traveling companion.
-	Bad weather or natural disaster resulting in the complete cessation of travel services.
-	Unforseeable financial default or bankruptcy of a tour operator or cruise line that occurs more than 30 days after coverage is purchased.
-	Labor strike that results in the complete cessation of that company’s travel services.
-	Jury duty
-	Terrorist incident in the city to which you are scheduled to arrive within 10 days folloing the incident.
-	Job layoff or termination
-	Coverage For Travel Delays/ Missed Connections
-	Emergency Medical/ Dental Expense Coverage
-	Medical Evacuation
-	Coverage for Baggage Loss and Delays