WHY
PURCHASE
TRAVEL PROTECTION?
A
quote for insurance is given online automatically on the payment page
when making a reservation. This is prior to entering any payment information.
If you have already booked a cruise and did not purchase at that time
and would like insurance, it can be added by logging
in and viewing your itineraries.
Travel
protection provides you with the necessary coverage to safeguard your
travel
“investment” from unforeseen circumstances such as:
| - |
illness
or injury to you or a traveling companion or immediate family member
causing you to cancel or interrupt your vacation |
| - |
jury
duty |
| - |
job
layoff or job termination - Must be employed at least 1 year |
| - |
terrorist
events |
| - |
bankruptcy
or default of your airline, cruise line or tour operator |
Canceling
a trip may cause you to lose all or part of your payment depending upon
the cancellation penalties of your travel supplier(s).
Many
travelers have little or no health protection while away from home.
Does your health insurance cover you while you are traveling? How about
air ambulance fees?
Schedule of Benefits
Trip
Cancellation |
Amount
of Trip Cost Insured ($20,000 per person is maximum allowable
purchase amount) |
Trip
Interruption |
Amount
of Trip Cost Insured |
Travel
Delay |
Up
to $500 |
Lost/Stolen
Baggage |
$1,000 |
Baggage
Delay |
Up
to $100 |
Emergency
Medical, Hospital, Dental Expenses |
$10,000 |
Emergency
Evacuation/Repatriation |
$10,000 |
Common
Carrier AD&D |
$20,000 |
24-Hour
Emergency Assistance |
Included |
Wise
travelers recognize the need to protect their trip investment.
We, as your travel agent, highly recommend the purchase of travel protection.
Travel protection is designed to protect you from a host of events both
before and during travel. That is why we proudly suggest you say “I
Travel Insured.”
PRE-EXISTING
CONDITIONS
The
policy will not pay for losses or expenses incurred as a result of an
injury or illness to the Insured Person which manifests itself during
the sixty (60) days immediately preceding and including the Policy’s
Effective Date, unless the condition is controlled through the taking
of prescription drugs or medication and remains controlled throughout
the sixty (60) day period.
PRE-EXISTING
CONDITION WAIVER
You
can waive the Pre-Existing Conditions Exclusion by purchasing this coverage
within 14 days of the date of your initial trip deposit
provided you are under age 70.
If you are age 70 or above, your pre-ex condition might still be covered.
Review the questions below. If you answered no, then your condition
is coverable.
Were you treated for a new illness in the last 60 days?
Has your condition worsened or required medical attention in the past
60 days?
Have you received any new medications in the past 60 days; or have any
of your current dosages been changed?
EXAMPLE: I have diabetes and take medication on a daily bases. Will
I be covered?
Yes, as long as you have not had a change in the required medication
or dosage and your diabetes was under control (medically stable) during
the 60 days before the coverage was purchased.
Coverage
at a Glance
TRIP
CANCELLATION &
INTERRUPTION
Coverage
pays pre-paid, non-refundable payments if your trip is cancelled or
interrupted for the following covered reasons:
| - |
Sickness
, injury or death of you or a family member or your traveling companion. |
| - |
Bad
weather or natural disaster resulting in the complete cessation
of travel services. |
| - |
Unforseeable financial default or bankruptcy of a tour operator
or cruise line that occurs more than 30 days after ocverage is purchased. |
| - |
Labor
strike that results in the complete cessation of that company’s
travel services. |
| - |
Jury
duty |
| - |
Terrorist
incident in the city to which you are scheduled to arrive within
10 days folloing the incident. |
| - |
Job
layoff or termination (must have been working a minimum of 1 year) |
| - |
Coverage
For Travel Delays/ Missed Connections |
| - |
Emergency
Medical/ Dental Expense Coverage |
| - |
Medical
Evacuation |
| - |
Coverage
for Baggage Loss and Delays |